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The hidden forces driving our economy – what you need to know to survive and succeed.
Your Source for Financial
Perspective & Market Insight
Hear Jerry Tuma every Saturday at 8AM on 660AM The Answer.
What Drives Us
At the heart of Cornerstone Financial Services is a purpose that goes beyond numbers. As one of the founding members of Kingdom Advisors, Jerry brings a faith-based perspective to everything we do—anchoring our investment philosophy in biblical principles, integrity, and long-term stewardship.
We believe that true financial guidance comes from aligning purpose with perspective. That’s why our investment approach is rooted in macroeconomic insights rather than short-term speculation. By identifying large-scale, dynamic trends—what we call a “big wave” approach—we uncover long-range opportunities designed to help clients navigate changing markets with confidence and clarity.
David McCord, CMT
President
David came to Cornerstone Financial Services, Inc (CFS) in 1991. David graduated from Texas Tech with a BBA in 1990. David heads up the research of investments and money managers. He also appears as a guest and guest host on the radio program with Jerry. David has a daughter and twin boys. In his free time, David enjoys spending time with his family.
Jerry Tuma, CFP®, CKA®, MS
Chairman
Jerry E. Tuma, a Certified Financial Planner™, is chairman and founder of Cornerstone Financial Services, Inc. (CFS), founded in 1983.
Jerry is a Registered Principal with Independent Financial Group, LLC (IFG), a Registered Investment Adviser. Member FINRA/SIPC. CFS and IFG are not affiliated entities.
A founding member of Kingdom Advisors (created by Larry Burkett), Jerry has been a vital part of this nationwide Christian Financial planning organization.
As a graduate of the University of Texas at Arlington (BBA, 1979), Jerry studied under one of the nation’s top economic forecasters, Dr. Richard Wilson, a disciple of Nobel Prize winning economist Milton Friedman.
Radio, Television, and Conferences
Jerry has hosted radio programs discussing financial topics, investments and the economy since 1981, and currently hosts the nationally syndicated financial show, Smart Money.
An acclaimed speaker on economic and investment topics, Jerry has spoken in venues as diverse as the United Nations as well as financial conferences both nationally and internationally, from Vancouver, Canada to Jakarta, Indonesia.
Author
Jerry and his wife Ramona, along with noted author Dr. Tim LaHaye, wrote Smart Money examining a person’s temperament and how it affects their financial behavior.
Jerry’s second book, From Boom to Bust and Beyond, published in early 2009, gives an in-depth look at the hidden forces driving our economy. Jerry discusses the impact of demographics upon our economy, and their role both in the financial crisis as well as the future.
Michael Williams, CKA®
Financial Advisor
Michael is a Certified Kingdom Advisor®. He has a Master’s Degree in Family Financial Planning and a Master’s Degree in Statistics, both from Texas Tech University. He first worked for Cornerstone Financial from 2001 to 2008. Michael then taught Mathematics and Statistics at Texas Tech University until Jerry recruited him back to Cornerstone in 2022. Michael enjoys multiple roles at Cornerstone including working with clients to meet their investment goals, helping radio listeners become empowered investors, and working with Jerry and David on Cornerstone’s investment committee.
Beth Cassidy
Beth has been with Cornerstone for over 25 years. She oversees the firm's operational and compliance infrastructure, and budget management. In addition, Beth enjoys building strong client relationships and enhancing service quality. When she’s not assisting clients, you can find her volunteering at her church.
Carlos Ramos
Carlos currently manages operations at Cornerstone, supporting executive leadership and ensuring regulatory compliance, while also assisting with marketing initiatives and process improvements. He is passionate about organizational excellence, entrepreneurship, and creating solutions that positively impact the needs and expectations of our clients.